The decision to file for bankruptcy is not an easy one. For most clients, it follows a long period of trying to make things work and dealing with the frustrating tactics of debt collectors. After months of collection calls, letters,…
Maybe you borrowed money from your grandfather. Maybe you have a personal reason that leads you to want to pay back all of your creditors even though you currently cannot. Maybe you have an outstanding bill with your favorite doctor and want…
Ohio’s Attorney General has made it clear: creditors cannot attach or seize your stimulus money. Ohio law protects certain assets from creditors’ claims. These are called “exemptions.” For example, you can have a certain amount of equity in your car…
I received a call today from a banker. His office is overwhelmed with phone calls from people who have been laid off in the past week, and who are facing the difficult situation of possibly not being able to make…